decompression

After finishing work exactly a month ago I have been getting mentally ready to move overseas, as well as discarding the mountain of detritus that I seem to accumulate when in the survival mode of the working world. I also managed to have some outdoor time, as well as catch up with friends before I am a few time zones away.

I moved to a mountain village/town a few days ago and this is where the real work begins. Firstly, repairing the damage that I managed to accumulate during the head-long sprint to Financial Independence. I don’t have a great plan for this yet, but decompression is the first step. Hopefully aspects of myself that got covered up and pushed out will have the freedom to return and I can begin the process of returning to a human being. In the last month I noticed a few aspects of myself that over the last 5 years have changed gradually, but cumulatively the effect has been quite dramatic.

Fortunately, with the knowledge that I can be whoever and however I wish to be,  I know now that I do not need to judge myself and simply need to decide who and how I want to be.

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giving 2 months notice

It was an interesting experience but the formality of giving my 2 months notice was neither exciting nor anti-climactic. Others around me who knew were certainly more excited than I was. I suspect they are just excited for me. When you have been thinking and preparing this plan for this as long as I have it just seemed like one more step of a journey. Of course this journey certainly goes a lot further than just finishing my traditional full-time employment.

It was gratifying that my manager made all the right offers and counter arguments to keep me, but in the end I didn’t ask for the details as this is my plan, not a negotiation, and I won’t be deterred. I really do appreciate the safety net of the permanent job offer in case I get myself into trouble at some point in the future. Several months ago I was having bouts of apprehension about giving up the guaranteed income but I have come to terms with this and accept that there are risks in everything we do, and I trust that I can solve any issues when they arise.

I won’t let the small chance of catastrophe cause me to lose focus and get lost in “One more year” syndrome. It is time to stop relying on financial assets and reduce risk by building life skills.

countdown to financial freedom: so then what?

So you have done the hard work saving a high percentage of your income, simplified your life and lived frugally for years to reach the point where you can see the financial independence finish-line, and the image of your life without a job is starting to crystallise. Or perhaps you had a windfall to help you get to the point where you have realised you do not need to work any more.

However you got here, congratulations. So now what? I have heard some say that people in this position have “unlimited options”. However, without a way to filter and then concentrate on activities that will bring the maximum value I feel I could easily fall into the trap of unending analysis without ever taking action.

My working career is drawing to a close and to be honest it is as daunting as it is exciting. I am in my late 30’s and as great as not having to go to a job sounds, the more I think about it the more I see it as an opportunity to improve myself and add value to myself and those around me. The key part for me is to find a framework to select activities and then to take action.

I hope to use this blog as a way to journal my attempts to figure out how to add value to a life of financial independence. Perhaps it will help others, but whether you are in the same position as I, or perhaps you already forgetting your working days, I am hoping we can all share experiences and opinions.